4 tips to making your property purchase stress-free
There is always a combination of excitement and stress when it comes to a property purchase. The prospect of that dream new home provides the excitement while the process itself can delivery plenty of stress. However, as anyone who has been through a house move more than once will know, there are ways that you can reduce the impact that stress has on your experience. These are our 4 top tips for making your property purchase as stress-free as it can possibly be.
Start looking at the right time
Have you experienced that spurt of adrenaline when you find the property that looks like it might just fit the bill? It’s a great moment if you already have your ducks in a row but can be a rather frustrating time if you don’t. Particularly if you need to sell a property before you can purchase another one, make sure that you have as much ready as possible before you start looking for your next move. That means preparing your current home for sale so that when the right property comes along you’re absolutely ready to go for it.
Be a great buyer
Today, there is an element of buyer assessment for sellers if they have a choice of more than one purchaser. So, it’s important that you’re the best possible buyer you can be with respect to the purchase process. That means getting all your finances in order before you start making offers, getting quotes from moving firms and professional services firms and thinking through the process of what it will take for you to move well in advance. If you’re getting a mortgage then you’ll also – ideally – have an agreement in principle from the lender too. With all that in place you’ll be the most attractive buyer you can possibly be.
Make sure you know what you’re looking for
Don’t want to live in suburbia? Looking for great schools? Keen to be close to public transport? Work out what your deal breakers are when it comes to the new property and then prioritise them in your search. If you find yourself with a vast array of potential criteria to choose from then it’s worth taking the time to narrow these down to those that really matter the most. If you’re not 100% sure what you’re looking for it’s very difficult to ensure that you get what you want.
What’s your budget?
It’s pretty fundamental to know how much your budget is when it comes to buying a property. However, it’s often the case that buyers have a vague idea of what might be available to them without actually knowing where the boundaries of their finances will lie. This can make things very difficult, especially when there is a high pressure situation in which you need to know how much you have available in order to be able to negotiate. It’s far better to get into the detail of your budget well in advance of that point.
We support all our buyers in finding the perfect place to live – contact Clarke Gammon Wellers today to find out what opportunities there are close to you.